Most Army National Guard Soldiers receive an updated NGB Form 23 each year on their service anniversary or birth month. This is an automated form generated by the Retirement Points Accounting System. This statement provides a summary of your years of service, retirement points, and estimated retirement pay.
I believe the NGB Form 23 is one of the most important documents to keep in your personnel file. It gives you a ‘snapshot’ of where you stand in respect to your retirement status. It tells you how much money you can expect to earn at retirement. And it provides you a detailed explanation of how many retirement points you earned each year of your career. This includes Active Duty time, membership points, drill weekend, annual training time, and much more.
Where to Get Your NGB Form 23
Depending upon what type of unit you are assigned to, you should ask your first line supervisor to help you get an updated copy. If they can’t help you, schedule an appointment with your S1 Office. If you are at the company level, your Unit Readiness NCO can get you a copy. You could also visit the G1 or state personnel office, but I highly recommend you start at your unit first.
UPDATE: If you are no longer in the military, and you need a copy of your NGB Form 23 or your VA Loan (or whatever reason), please contact the G1 Office of the state you served in. They should be able to help you. You can find their information with a quick Google search.
Reviewing Your NGB Form 23
You should review your NGB 23 statement each year to check for errors. Spend 20 to 30 minutes and review your retirement points, creditable time in service, service dates, and estimated retirement pay to make sure everything is accurate. If you find mistakes on your report sit down with your S1 and get it fixed immediately. It isn’t that hard to do. It amazes me how many people never review their retirement points summary. Failure to spot check your report does more bad than good, so spend the 20 to 30 minutes to review your report for errors.
If you want to learn more about the NGB Form 23, the best thing you can do is download NGR 680-2. This is the National Guard Regulation that describes the rules, regulations, and “details” about your NGB 23. You could also ask your S1 Section or Readiness NCO to give you a five to ten minute class about the “ins and outs” of it. And if you are a supervisor, make sure you teach this information to your subordinates, so they know what to do.
How to Correct Your Retirement Points Statement
Verifying the accuracy of your NGB-23: Retirement Points Statement is VITALLY important. Accuracy on this report ensures that 1) you can retire one time, and 2) you are being paid the correct retirement pay based on the correct points. Here are some simple steps on How to Correct Your Retirement Points Statement (NGB-23):
Step # 1: Review Your Statement
This is sounds pretty simple, but login to iPerms and obtain your NGB Form 23. Look it over and make sure that it matches the previous year’s statement (with respect to past points earned) and then review it for the current year. Verify the schools you went to (TDY: Active Duty, etc.), correspondence courses points, and other point sources are accurate. If they are not then…
Step # 2: Grab Your Backup Paperwork
If you are not currently backing up your physical paperwork that is on iPerms, you should be! No, I take that back…YOU MUST! If you find a discrepancy on your NGB-23, go searching for the backup paperwork. Perhaps you have an old LES which verifies dates for orders or a 1059 which was overlooked. I know it sounds silly, but mistakes happen. Before you bring up an issue, make sure there is actually an issue and verify your paperwork.
Step # 3: Talk with your S1 or Readiness NCO
Now that you have done your due diligence, compile your paperwork and address the issues with your S1 shop. Always, in my opinion, vet the issue through your Readiness NCO first. The reason I say so is because they usually are able to resolve issues much quicker with your Battalion staff than you can. Not only that, but they may be able to point out why there is a mistake or if you are way out in left field with your assumptions.
Step # 4: Follow Up
Don’t do all this work and then drop the ball. Follow up from time-to-time until the issue is resolved. Make sure that they are iPerming your corrected paperwork, and as always, make sure you have a copy for your files!
In most cases, your NGB 23 will be accurate. However, it’s your job to manage your career effectively, and to review your important documents from time-to-time to make sure everything is accurate. Review your NGB Form 23 at least once a year and if you find any discrepancies, follow the advice I listed above to fix it.
Don’t wait until you are close to retirement to review your NGB Form 23. Make sure you proactively manage your career. Each year, on your service anniversary, sit down with your S1 or supervisor and review your Retirement Points Statement. Look for errors. Ask questions. Find ways to maximize your retirement pay. And whatever you do, make sure you get at least 50 points each year so your year counts as a “good year” toward retirement.
Do you have any questions? Just ask them below. If you have any other tips on the NGB Form 23, please leave a comment below. Remember, it is your retirement pay, and you need to guarantee it is accurate.
Other Must Read Posts:
- The Military Retirement System: How It Works
- How Much is a Military Retirement and Pension Worth?
- The Retirement Process in the Army National Guard
- AGR Readiness NCO
- Battalion S1 Officer
Former Army Major (resigned)
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